How To Get A Plot On Installment In Islamabad With A Minimum Down Payment


Located inside the Margalla Hills, Islamabad is a stunning city surrounded by mountains. In this modern city, one can observe wide tree-lined streets, spacious houses, elegant public buildings, and well-organized bazaars. Even so, the city is always under construction to improve transportation or to build new housing areas to accommodate its growing population.

If you’re looking to plot on installment in Islamabad with a minimum down payment, then you’re at the right place.

Due to a great deal of inflation, unemployment, and poverty, it is difficult to purchase a plot in a city like Islamabad. Although purchasing plots in installments is relaxing, a huge down payment is still necessary and can be a nightmare. To alleviate this problem, finding a plot that allows easy installments and low down payment becomes vital.

Factors You Should Consider Before You Plan To Buy The Plot On Installment In Islamabad!

While many factors go into getting a plot on installment in Islamabad, one of the most important factors is whether you can afford the down payment on your plot or not.

If you’re able to put down enough money upfront, you can buy a plot on installment in Islamabad without having to take out a loan or installment payments later on. However, if your budget only allows you to make a minimum down payment, you may be wondering how you can still make your dream home a reality in Islamabad.

Here are some important things to consider before buying a plot in Islamabad in easy installments.


To find a 5 Marla plot on installment in Islamabad, you will need to check for the following requirements. The location is the first and most important factor to consider when determining the future return on investment.

Aside from that, the location influences your lifestyle as well. There are a few other considerations to keep in mind, however, when it comes to the location of the property, including the following:

  • Where is the property located in the city center?
  • Are there public transportation options nearby?
  • Must one own a vehicle to reach the property?
  • Can children attend school and college from the property?
  • Is there a convenient shopping mall nearby?
  • Where is the nearest hospital as well as a pharmacy?

In other words, choosing a plot on installment in Islamabad also entails making critical decisions about your life and the lives of your family. The most desirable neighborhoods are often the most expensive, so you’ll need to be a little more flexible with your budget.

Research the Prices

Getting your desired plot of land can sometimes become difficult. There are many cases when you try to get a plot, but you’re unable to meet their high market rates. This might be because these properties have been sold to someone else already or it could simply be because of your budget constraints.

But that doesn’t mean all hope is lost for you yet! You can always opt for an easy installment plan if you want to buy a plot in Islamabad without paying much upfront. If you choose to go down that route, then here are 2 steps you should follow.

  1. To start, you need to look at what exactly is available and what kinds of plots in Islamabad will suit your requirements.
  2. Next, determine how much money you’ll need to pay as an initial deposit or down payment and how much per month you can afford as installment payments over a given period (usually five years).

Identify The Most Affordable Localities

You can find out what’s available for sale or rent from your city, province, or country and then contact real estate agents. The best way to find the plot on installment in Islamabad is to search by location. If you’re not sure where you want to buy yet, consider looking online at sites like Property Buy-Rent, which allows users to search across multiple cities in Pakistan simultaneously.

And if you do know where you want to buy a plot in Islamabad but don’t have enough money saved up for a down payment, look into other financing options such as home loans. These loans are typically long-term (up to 25 years) and require monthly payments that include both interest and principal over time.

Create A Plan For Reserves

No matter how skilled you are as an investor, buying property in Islamabad with less down payment always involves risk. However, there are a few ways to manage risk by applying conservative strategies and having well-rounded financial resources.

  • First of all, create an emergency fund of at least three months’ worth of living expenses so that if you come up short during your first few months as a homeowner, you won’t be forced to sell at a loss.
  • Next, set aside a portion of your down payment for repairs and maintenance.
  • And finally, think about what would happen if you lost your job or were otherwise unable to make payments for six months: could you cover those costs?

If not, consider finding an investment partner who can share some of those risks with you.

List Of Housing Societies Offering Plots On Installment In Islamabad

Islamabad, Pakistan’s capital city, offers a vast array of housing societies on installments available to residents or investors for residence or investment. Investors have shifted their focus to housing schemes in Islamabad due to several housing societies being launched there.

Furthermore, it is primarily because housing schemes in Islamabad can offer maximum returns with the least risk.

Following is a list of housing societies in Islamabad offering plots in easy installments.

Blue World City Plots on Installments

Blue World City
Blue World City

Blue World City

Several commercial and residential plots on installments are available at Blue World City Islamabad, considered to be one of the most popular real estate developments. Blue World City’s plots are available at an affordable price that provides maximum ease of payment to investors.

The Blue World City project offers a wide range of plot sizes, but investors can easily book their plots with just a 10% down payment, and the installment plans for almost all of them are extremely easy. Your easy 4-year installment plan to buy a plot on installment in Islamabad will begin once you pay your down payment, and you can easily pay off all the installments over the next four years.

Capital Smart City Islamabad Plots on Installments

Capital City
Capital City

The Capital Smart City is our second housing scheme, which offers an easy installment plan with a variety of investment options. As one of the best housing schemes in Islamabad for investment, this new housing society is being developed by the famous Habib Rafiq builders.

For any individual willing to pay off the plot on installment in Islamabad after 3-4 years, taking up a plot in this housing society is a great option. Within a few months of paying these installments, you can take possession of the plots. Additionally, Capital Smart City offers investors a wide range of investment options as well.

Park View City Islamabad

Park view City
Park view City

This fantastic property is located in a prime location in Islamabad, making it an excellent option for buying a plot on installment in Islamabad and residence. The location of Park View City on Kuri Road near Bahria Enclave is a prime one. It is a project approved by CDA and being undertaken by Vision Group.

This society is situated on a large plot of land and offers a range of residential and commercial options. Society has ownership of many of its units. However, Overseas Block and Golf Estate Block offer the most lucrative investment opportunities.

In these blocks, you can purchase plots of 5 Marlas, 10 Marlas, and 1 Kanal for the lowest price. Upon booking a plot, 25% of the price will be paid in advance, with the remaining amount due in 8 quarterly installments. These two blocks have plots at current prices which make them a top housing society in Islamabad for buying property.


Nova city
Nova city

The Nova City project is the latest and most luxurious residential real estate venture meticulously designed to meet all the needs of modern-day residents. To enjoy an upgraded lifestyle with all the amenities of a world-class community, the owner plans to construct a luxurious, state-of-the-art housing society.

The project’s convenient access to the twin cities via the mega routes adds value to its feasibility. The masses are choosing this affordable, yet luxurious project when it comes to buying plot on installment in Islamabad.

Developers of Nova City have announced the pre-launch payment plan and price for Nova City, which includes a 20% down payment option. The properties can be easily purchased with a 20% down payment and the remainder paid in easy installments over four years.


plot on installment in Islamabad
plot on installment in Islamabad

A striking new housing project enhancing the beauty of twin cities, the RUDN ENCLAVE is an outstanding and impressive housing project. Incorporating a modern lifestyle in harmony with nature, the project will become a benchmark in Pakistan’s real estate market.

With its prime location, the RUDN enclave has been blessed with sparkling touches of nature that will create a relaxing ambiance and mesmerizing perspective.

Residential plots in this housing society are available in the following sizes: 5, 7, 10 marlas, and 1 kanal. With a 20% down payment and an easy installment plan for 4 years, this housing society is best if you want to buy a plot on installment in Islamabad.


There are still many lucrative, well-located, secure, and affordable housing schemes in Islamabad to buy a plot on installment in Islamabad, even if you have missed many golden opportunities to invest in the above-mentioned societies. Upon reviewing all projects, it is possible to select a few based on preferences for location, budget, and project features.


In this article, the author has attempted to provide information on the topic by explaining it and making it informational. Please note that any business you do with the above-mentioned societies is done at your own risk. Make sure you do thorough research and take legal advice before you enter into any agreement.

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